Mortgage Centre - Powered by diymoney.uk.com

Welcome to our brand new on-line mortgage centre.

With so much uncertainty in the mortgage market we have decided to partner with a state-of- the-art mortgage sourcing system, so that you can now quickly and easily find the right mortgage for your individual circumstances and even apply straight away on-line, at diymoney.uk.com.

This ground-breaking site is free of charge for FindaProperty.com visitors, and uses the same tools that mortgage brokers use, so allowing you to assess the ever-changing market and accurately find the right mortgage for you, yourself, whenever it is convenient.

We hope you find this new service useful. CLICK HERE to see what mortgages are available for you.
What is a fixed rate mortgage?

With a fixed rate mortgage, the interest rate of the mortgage remains the same for a period of time – often 2 years, but can be longer.

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Lender Initial rate Subsequent Rate Overall cost for comparison (APR) Mortgage type / term Early repayment charges Max % LTV Fee
C & G 4.49 5.00 5.30 Fixed until 28/02/2011 3% in term. Then 2% for 1 year 75 2.50%
Abbey 4.79 5.44 5.60 Fixed until 02/02/2011 3% for 2 years 75 £995
Leeds BS 5.25 7.09 7.50 Fixed until 30/11/2010 3% in term. Then 2% for 1 year 80 3.00%
Astra 6.29 6.75 6.70 Fixed for 10 years 5% in term. Then 2% for 1 year 85 £695
Bank of Ireland 6.35 6.59 5.30 Fixed until 31/12/2011 3% for 3 years 95 £799

Property News

FSA Report On Mortgage Market FSA Report On Mortgage Market
The latest FSA report charts the steep decline in mortgage lending... more

 

Trackers Not Tracking Anymore Trackers Not Tracking Anymore
The base rate has been cut by 1.25 per cent over the past year but tracker mortgages are not reflecting the changes, says Moneyfacts... more

 

Start Saving Ahead of Recession Start Saving Ahead of Recession
Most people are not financially prepared for the storms that lie ahead, says fool.co.uk… more

 

Lenders Not Passing On Rate Cuts Lenders Not Passing On Rate Cuts
The MPC may have cut base rates but borrowers aren't reaping the benefits… more

How-to Guides

Beginner’s Guide: Remortgaging Beginner’s Guide: Remortgaging
Rates have jumped to 5.5 per cent and may climb to 5.75 per cent. But remortgaging can help you beat the rises.... more

 

Beginner’s Guide: Mortgages Beginner’s Guide: Mortgages
The choice has never been greater, but, for British homebuyers, finding the right mortgage has also never been more complicated... more

 

Currency Exchange: A Beginner's Guide
Forget banks. Brits who own property abroad are making big saving by using currency exchange specialists... more

 

Beginner's Guide: Renting A Room in Your House
Whether it's full-time, part-time or just once a year, tax-saving breaks mean having a lodger can leave you seriously better off... more

Property Articles

Help! I Need A Mortgage Help! I Need A Mortgage
There’s no doubt that the days of easy borrowing are over, but is the situation really as grim as the headlines suggest? We asked three of the country’s leading mortgage experts… more

 

New Year, New Mortgage! New Year, New Mortgage!
Shock waves from the credit crunch across the Atlantic are being felt by those who need to remortgage this year, but it’s not all doom and gloom if you know what you’re doing… more

 

Multiple Mortgage Choices Multiple Mortgage Choices
Five-times your income or a fifty year loan sound tempting, but are they a welcome opportunity for desperate first-time buyers, or a risky gamble?... more

 

A First Foot On The Ladder A First Foot On The Ladder
Life remains difficult for first-time buyers. But there's more than one way to get a toe-hold on the bottom rung of the property ladder... more

more property news more guides more property articles

The FindaProperty.com Mortgage Centre is provided by diy money, 11th Floor Premier House, 112-114 Station Road, Edgware, Middx, HA8 7BJ. diy money is a trading name of Naked Mortgages, Naked Mortgages are authorised and regulated by the Financial Services Authority.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 
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